The only real exception to this are Apple’s iPhones – because of their traditional popularity, operators do often subsidise the cost of buying an iPhone in order to lock you into a lucrative long-term deal.
But generally speaking if you can afford the upfront cost of the handset, you will pay less over the life of your phone by buying unlocked.
More importantly, you are not locked in to a lengthy contract. If you want a new handset at any time, you can buy one without having to up-purchase your way out of a contract, or commit to another two years.
Just be sure to make certain the phone you’re getting is not locked to a certain network.
The right SIM
One other thing to consider is the size and shape of the SIM required for your phone. Make sure you get a nano-SIM if a nano-SIM is what your phone requires.
For the record, every phone in our Top 10 takes a nano-SIM.
If you get that wrong it is easily solvable – every network will gladly send over a different-sized SIM. SIM cards tend to come in all three sizes – you simply pop out the one you need.
But that’s assuming you are getting a new SIM, and if you’re looking for a SIM-free phone or unlocked phone you probably already have one.
More important is to make sure that if you want 4G you get a 4G-enabled phone and SIM.